
Life & Legacy Financial Services
We provide strategic financial solutions that protect income, preserve assets, and build long-term wealth.
Services
Fixed Indexed Annuities
Legacy Planning
Infinite & Family Banking
Indexed Universal Life
Business Owner Strategies
Life Insurance
About

Kelly Humphrey
TX #2516167 NPN: #19483416
Founded by Kelly Humphrey, FL&L was created on a simple belief — money should be a tool that works for you, not against you. That’s why our approach blends protection, growth, and flexibility. From modern life insurance solutions to retirement income strategies, we provide financial plans tailored to fit your goals today while preparing you for tomorrow.
We’re here to guide you every step of the way. With clarity, honesty, and personalized planning, FL&L helps transform financial uncertainty into confidence — so you can live with impact and leave a lasting legacy.
• Building Wealth
• Planning for Retirement
• Creating Security for Generations